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Healthcare On A Budget – Part II – Education

EDUCATION is the second way to save yourself healthcare dollars. This education comes in many forms. First you need to learn the basics of first aid and home care. If you know how to treat basic injuries and how to recognize when things are beyond your ability then you will save many trips to the ER. You can get a basic first aid manual from your local library, free online training, or contact your local boy scout troop and see if you can earn your first aid merit badge. In educating your self create an emergency kit, stock it and know how to use all of the items in it.

Learn when to call the doctor. Often times a fever doesn’t mean you need to call. As a general rule fevers aren’t worrisome until they are over 103 degrees and only then if they don’t respond to fever reducing medication like Tylenol (recommendations are different for young children). Learn when a cough, or fever, or sore throat, or ear ache, etc is bad enough to call. More often than not your body will cope just fine and there is nothing a doctor can do. You’ll save money if you know when those times are.

Stay informed about what conditions are “going around” and be prepared for them. If you’re not sure what’s going around call your local hospital or just a public school.

Learn where you can get the cheapest help. Your chiropractor is much cheaper than the emergency room, and trained in diagnosis. Just checking into the ER is going to cost you significant money. You can usually see me for a full treatment plan for the amount that a single ER visit costs. Nothing’s worse than going to the emergency room and having them tell you I’m sorry there’s nothing that we can do, and then getting the bill from them for that nothing that they did.  A chiropractor will not treat you when a bone is sticking out or when you’ve cut off a finger, but when the case is questionable learn who you can turn to for the least cost.

Getting Healthcare While On a Budget

How can you get healthcare if you’re on a tight budget? The first thing to realize is that you are talking about your health. Don’t fool around if you think something is serious.

I know how you feel. I was in the same situation for the first 10 years of my marriage. You worry that you or your family could get sick because you can’t afford to take them to the doctor, and going to the emergency room would destroy you financially. In this kind of situation people are looking for ways that they can make their dollars go farther.

Part I – Prevention

The first way to spend less is PREVENTION. Eating right and exercise costs no more than eating poorly and doing nothing. Go for a walk, eat a carrot, don’t buy soda, wash your hands, know your blood pressure. Chiropractic is also an excellent way to keep in prime condition. If you can keep your body in good condition or improve it you are better able to avoid illness and recover quicker from injury.

apple pillsIf you can’t prevent it from happening and sometimes we can’t; the next best thing is to catch it early and keep it from getting worse. Many people just ignore symptoms and put off that doctors visit thinking that they’ll probably get better on their own. The reality is if you head things off early you’ll prevent the bigger things down the road. To use a dental example, a filling is much cheaper than a root canal. Don’t put off those relatively cheap preventative checkups. They are probably the cheapest office visits and if they identify something early you’ll spend much less than you would if you wait.

With chiropractic the longer you wait to come in the more visits it will take to get you back into good condition.  When our joints aren’t moving they can slip into a degenerative cycle.  So that pain in the neck, if not taken care of, could turn into a pain down the arm and back as well.

I’m not saying you should see a doctor for every little thing,  but if it’s not getting better on it’s own or it’s getting worse don’t wait weeks before getting help.  Tune in next time for part II of this discussion…